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You've planned carefully to ensure your retirement dreams.  But have you protected the future you've worked so hard to build?

The Risk
Consider these facts about long term care:

• 60% of those who need long term care are ages 65 and older, and the remaining 40% are working adults between ages 18 and 64. ¹

The Solution
Long term care insurance can help protect you from a risk that's simply too great to leave uncovered.  It offers important protection that people of all ages are choosing more than ever.  In fact, one-third of current long term care insurance policy owners purchased their policies before age 65. ²

John Hancock, a recognized leader in long term care insurance, has several comprehensive policies that can help meet your needs now and in the future.

¹  U.S. General Accounting Office, "Where Does the Population Live and Who Cares for Them?"  January, 2001.
²  ACLI Study, "Passing the Trust to Long Term Care Insurance,"  January, 2003.

Call now for more information

Long term care insurance is underwritten by John Hancock Life Insurance Company, Boston, MA  02117

The long term care insurance policy and outline of coverage describe eligibility, coverage under the policy, exclusions and limitations, what you must do to keep your policy in force, and what would cause your policy to be discontinued.  Please contact the licensed agent or John Hancock for more information, costs, and complete details on policy coverage.

Policy series LTC-03, BSC-03
In Idaho: Policy series LTC-03 ID, BSC-03 ID
In North Carolina: Policy series LTC-03 NC, BSC-03 NC
In Oklahoma: Policy series LTC-03 OK, BSC-03 OK

#JHAD5085 6/03